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Are mortgage default insurance premiums too high?

This article from mortgage broker Calgary discussed a recent report that one insurance analyst recommends the need to reduce mortgage default insurance premiums due to less defaults; this has been a result of tighter qualifying guidelines. Please give me a call today if you have any questions 403.460.7707

13 Dec 2013

Positive signs emerge in local real estate markets

Home sales in Canada appear to have successfully pulled out of the dive they went into back in July of last year. That was when the federal government tightened mortgage rules, reducing the maximum amortization period to 25 years. The January figures from the Canadian Real Estate Association show sales edged higher compared to December, increasing 1.3% in this traditionally slow sales period. The association’s numbers show half of the country’s local markets experienced increases, including Greater Toronto and Greater Vancouver. Toronto rose 5.6% month-over-month and the battered Vancouver market saw a 4.7% m/m improvement.

20 Feb 2013
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