For many, buying a new home is a major expenditure and milestone in their lives, and can represent a turning point; whether it’s a first home, second home, property upsize or downsize.

Whether you’re planning for life after the arrival of your first child, or are searching for a place to put down some roots and expand your family in the future, the options can be a little overwhelming. With home prices having soared in recent years, too, you might be more than a bit bewildered with the whole process.

For those who have never chosen to seek help from a mortgage broker, it may be because you’ve heard a few things about them that just aren’t true.

For most of us, trying to make sense of the terminology surrounding mortgages can be mind boggling to say the least. But, with this short guide to the most commonly used words and terms, you can begin to turn nonsense, into sense

Provided you ask the right questions of your local mortgage broker, they can help you find a home you can see yourself living in, at a price you can actually afford.