It might be easy to assume that if you’re a regular customer at a local bank and have a good relationship with them, they’ll automatically get you the best deal on a mortgage; but this may not always be the case.

A mortgage is likely to be one of the biggest expenses of your life, and a major financial investment, but once you’ve found the right one for you, who’s to say that it will remain the right one for you, years down the line?

Whether you had started to search for a new home before the pandemic struck or are just now beginning to think about your options in the light of Covid-19, you might be wondering whether a new mortgage is even possible right now.