Many Canadians have money woes, things seem to have gotten even tougher of late, and a lot more people are struggling to battle the inflation blues, which for some people, can contribute towards feelings of anxiety and depression.

If you want a ballpark estimate as to what you can afford when it comes to a mortgage, pre-qualification can be very helpful, but for more credible proof of what you actually qualify for, pre-approval is what you need.

Moving to a new neighborhood is sometimes tricky for all the family, and can involve a big adjustment. But there’s no better way to get accustomed to somewhere new and make new friends, than by getting out there and exploring it.

Purchasing a home to be used for vacationing purposes can be a smart investment, especially if you choose to rent it out for certain periods of the year. On the other hand, some Canadians aren’t concerned as to whether it’s a good way to spend their money, they simply want a home for friends and family to be able to gather together in during the holidays.

You may not know it, but while you can’t escape the commitment of regular mortgage payments, they don’t have to be monthly. Provided the fine print of your mortgage contract allows for it, you could pay off your mortgage quicker and save money on interest costs.